Two simple rates.
No surprises.
1.8% per successful deposit, 1.1% per withdrawal. Nothing else. Money settles straight to your account.
per successful deposit
per successful withdrawal
No monthly fee. No setup fee. No minimums.
- Instant phone-prompt payments to your own account
- Payment links for WhatsApp, SMS & social
- Webhooks with retries and signatures
- Full transaction history & search
- Bulk payouts to staff & suppliers
- Sandbox — test the full flow risk-free
Frequently asked questions
Does Cyzora hold or delay my money?↓
Only briefly, on its way to you. Payments settle to your own M-Pesa account automatically, and we never use your money for anything else.
Is there a monthly fee?↓
No. There's no subscription and no setup fee — you only ever pay when a deposit or withdrawal actually succeeds.
Can I connect more than one till or branch?↓
Yes. Connect as many tills or branches as your business needs, all under one account.
What makes Cyzora different from default Safaricom Daraja?↓
Daraja cannot search transactions by receipt or phone, offers no callback replays if your server drops a connection, and has no payer risk screening. Cyzora provides a production-mirroring sandbox, automatic signature verification, instant callback replays, and real-time fraud defense.
Are there any contracts or lock-in?↓
No contracts. Use Cyzora for as long as it stays useful to you, and stop anytime — nothing to cancel.